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Home remodeling spending hit an all-time low when the housing market crashed in 2008. It didn’t make financial sense to invest money into your home when the value of homes was dropping nationwide and many homeowners found themselves owing more on their mortgage than their homes were worth. Thankfully, those days are behind us and remodeling spending has been on the rise ever since. Fast forward to the end of 2016 and home remodeling spending is the highest it’s been since the recession and that trend is expected to continue.
In Southern California alone, homeowners have spent approximately $13 billion on home remodeling since the recession ended. In some counties, remodeling spending has risen by as much as 62% compared to remodeling spending during the lowest point of the recession.
With so many homeowners investing their money into their homes again, you may be wondering if it’s time to jump on the bandwagon. Of course the fear is that the moment you do, we’ll dip into another recession and there’ll be nothing to show for your investment into your home. Without boring you with all the details, a housing market crash like was seen in 2008 isn’t likely to occur again any time soon and a home remodel is a safe investment if you’re smart about choosing which projects to undertake. Here are some tips for doing it right.
Pay attention to Cost vs. Value reports
Every year Remodeling Magazine publishes a cost vs. value report which is the single best resource for homeowners considering a remodel. The report looks at dozens of the most popular remodeling projects and compares the average cost to the average return on investment (ROI) across more than a hundred regions. It’s good to consult the most recent report when considering a remodel to see which projects are the safest investments. One trend that has remained stable throughout the years is that the smaller projects tend to earn the best ROI. An up-scale kitchen remodel that costs tens of thousands of dollars might only recoup 60% of that cost at resale while a few hundred bucks spent repainting, replacing the siding, or installing baseboard radiator covers can recoup close to 100% of the cost, especially if you do the work yourself.
Financing your remodel
Ideally, you can afford to pay for your remodel out of pocket since that’s the safest option. After all, it was irresponsible borrowing paired with banks who were all too eager to offer risky loans that led to the recession in the first place. Many borrowers will borrow against their home’s equity in the form of a home equity line of credit (HELOC) or a second or even third mortgage to pay for remodeling. This should only be considered if you’re absolutely certain you can keep up with payments on these loans since you could lose your home if you fall too far behind.
A personal loan is the safer option if you need to borrow. The cost of borrowing will be higher but you’re not offering up the equity you have in your home as collateral.
Source: OC Register
Are your old baseboard heaters worn and becoming an eyesore? It may be time to upgrade your home with decorative baseboard heater covers.
Measure the height from the floor to the top of the metal wall plate.
Follow our guide for baseboard heater cover measurement:
Any baseboard larger than 7 3/8" (188 mm) will be compatible with our standard cover.
Any measurement greater than 9 3/8" (238 mm) will fit our tall cover.
Measure from the bottom of the finned tube heating element to the top of the metal wall plate,
A measurement of 5 1/2" to 6 3/4" (140 mm – 172 mm) will fit our standard cover.
A measurement of 7 1/2" to 8 3/4" (191 mm – 222 mm) will fit our tall cover.
Measure the distance from the wall or the metal wall plate attached to the wall, to the outside of the finned tube heating element.
Any measurement of less than 3 1/8" (76 mm) inches from the wall will fit our
Any measurement of less than 3 1/8" (76 mm) inches from the wall will fit our tall cover.
EZ Snap™ Wall Widgets are used when your old or existing wall back plate has been removed or if you have to hang your new cover 1 inch or higher to bring them up to a height that will fit our installation guidelines. Just measure your overall desired height, subtract 1", drill a hole, preferably in a stud and attach it to the wall with the included screw.
EZ Snap™ Floor Fidgets easily raise your new covers ¾ inch to compensate for any ¾ inch floor (wood, tile, or other) that has been installed any time since your baseboard heater was originally installed. May be used for any reason when the overall height has been shortened and the total height is less than 7-½ inches for standard height or 9-½ inches for the TALL height EZ Snap™ BaseBoard Covers. Just use the self-tapping screws to secure them to the top of your existing wallplate.
EZ Snap™ Wall Contraptions are used when your wall back plate has been completely removed. EZ Snap™ Wall Contraptions receives your EZ Snap™ BaseBoard Cover and keeps your aluminum fin tube from sagging. These completely replace your wall back plate. To install, slide up from the bottom and make sure the top is at your desired height. Screw to the wall, then bend the front finger up to hold the fin tube in place.
Measure from wall to wall and subtract ½ inch (to allow for wiggle room when installing your new covers.) The endcaps can be pulled or slid ½ inch outward on either end to fit your existing length requirements. Choose 2 flush to wall end caps.
Measure the overall length of the existing unit with ends attached then subtract ½ inch (to allow for wiggle room when installing your new covers.) The endcaps can be pulled or slid ½ inch outward on either end to fit your existing length requirements. Choose 2 Closed or Open-end caps.
Measure from the corner to the end of the unit with ends attached then subtract ½ inch (to allow for wiggle room when installing your new covers.) The endcaps can be pulled or slid ½ inch outward on either end to fit your existing length requirements. Choose 1 Closed or Open-end & 1 flush to wall end cap.
Measure the left side from corner A to corner B (see diagram). Then subtract 3 inches for the 90 degree inside corner, then subtract another ½ inch (to allow for wiggle room when installing your new covers.) Repeat for the right side if also wall to wall. You need to subtract a total of 3½ inches from each side that is wall to wall. Choose your end caps.
Measure the left side from the corner of the wall to the end of the unit with ends caps. Then subtract 3 inches for the 90 degree inside corner, then subtract another ½ inch (to allow for wiggle room when installing your new covers.) Repeat for the right side. You need to subtract a total of 3½ inches from both left and right sides. Choose your end caps.
L-Shaped outside radiators ending in the middle of the wall:
Measure from outside corner of the wall A to the end of the radiator unit with end caps attached B, then subtract ½" (to allow for wiggle room when installing your new covers.)
Measure from outside corner of the wall to the corner of the wall, then subtract 1/2" (to allow for wiggle room when installing your new covers.)
Left leg - measure from the corner out to the end of the radiator subtract 3" for the corner and ½ (to allow for wiggle room when installing your new covers.)
Center leg - measure from corner to corner and subtract 3" for each corner a total of 6"
Right leg - measure from the corner out to the end of the radiator subtract 3" for the corner and ½" (to allow for wiggle room when installing your new covers.).
We recommend that you order covers a little longer than normal and cut them on site, as there are many opportunities for mistakes in measuring and installation. By cutting on site you can fit and cut to fit. The covers can be cut with a good quality jigsaw and a fine metal cutting blade.
Now that you’ve learned how to measure baseboard heaters,
you’re ready to order.